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Financial protection when you need it most.
No phone call required. Start your free quote now.
Lump sum payment you can use any way you need.
See any doctor or go to any hospital you prefer.
Many plans have no waiting period.
Affordable protection for the people you love.
Most people don’t realize how much a critical illness costs — even with health insurance.
Most health plans have $8,000–$10,000 in out-of-pocket costs. Cancer, heart attacks, and strokes can exhaust that in weeks.
A serious diagnosis means time off work. Bills don’t stop. This coverage pays YOU cash to cover rent, groceries, and life expenses.
Traditional insurance pays your doctors. This plan pays YOU directly — use it any way you need, no restrictions.
⚡ Takes 60 seconds · No phone call required
A simple way to help protect your finances if a serious illness happens.
Pick a plan that fits your needs and budget.
Cancer, heart attack, stroke, or another critical illness.
We pay you a lump sum cash benefit.
Paid directly to YOU — not the hospital.
Use the money for any expense – medical or non-medical.
Benefits vary by plan. See plan details for full list of covered conditions.
Use your cash benefit for covered medical and everyday expenses.
When I was diagnosed with cancer, the cash benefit helped me focus on my treatment, not my bills.– Jennifer M. Actual Customer
Protect yourself and your family today.
For over 45 years, UnitedHealth Group has been helping people live healthier lives and protect what matters most. UnitedHealthOne has helped more than 400 million people worldwide find the right coverage.
*Forbes 2023 — Ranked #1 on the Forbes Global 2000 list of largest public companies.
